Appraisal services for Mission Viejo and Orange County homeowners

See the top reasons CA homeowners use Premier Appraisal of SoCal:

  1. Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. Remove PMI to cut your mortgage payments
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a CA divorce, when real estate needs to be divided
  7. To determine the true market value of property in question to settle an estate

Own a home in or near Mission Viejo, CA and need help determining the price of it?
Contact Premier Appraisal of SoCal.

At Premier Appraisal of SoCal, we understand the individual needs of a homeowner looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. Our professional appraisers at Premier Appraisal of SoCal are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much you think your home is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value opinion than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experienced in helping people just like you abolish unnecessary PMI insurance.

Challenge a property tax assessment

Lets say you live in an area that's declining -- your local tax assessor may have your house overvalued. This only means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. A professional appraisal from Premier Appraisal of SoCal is your number one weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow standpoint. An efficient appraisal from Premier Appraisal of SoCal can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just accepted a copy of your appraisal and you would wish to have a veteran appraiser double-check it for accuracy or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Premier Appraisal of SoCal can go out and check the subject and comps in question in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had in the past. Even though this is usually requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your house.