Attention homeowners in Mission Viejo and Orange County: Need an appraisal?
The top 7 reasons why CA homeowners use Premier Appraisal of SoCal:
Need help determining the price of your house in or near Mission Viejo, CA?
At Premier Appraisal of SoCal, we understand the unique needs of a consumer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value judgement than yours.
Need to remove PMI?
PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. At Premier Appraisal of SoCal, we're experienced in helping folks just like you dismiss undesirable PMI insurance.
Challenge Orange county's assessment of your property
Your local tax assessor may have your home overvalued if your home is not appreciating as much as other houses close by. That only means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. A professional appraisal from Premier Appraisal of SoCal is your best weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can this be difficult from a cash flow point of view, and damaging to your credit score since it may appear as though that credit line is maxed out. Premier Appraisal of SoCal can provide you with a professional appraisal to help you reinstate your home equity line of credit.
Need Field and Desktop Appraisal Review Services?
Have you just accepted a copy of your appraisal and you'd prefer to have a seasoned expert double-check it for efficiency or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Premier Appraisal of SoCal can go out and check the subject and comps in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help with that too. While usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your house.