Attention homeowners: Real estate appraisal services for in Mission Viejo and Orange County
See the top 7 reasons why CA homeowners use Premier Appraisal of SoCal:
Need help deciding the price of your house in or near Mission Viejo, CA?
We at Premier Appraisal of SoCal understand the particular needs of a customer after appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. As our valued client, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your house because of your emotional attachment to it. The professional appraisers at Premier Appraisal of SoCal will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It gives you something concrete to show your buyer. It's an independent third party's opinion of your home's price, and not just you saying how much your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value opinion than yours.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Premier Appraisal of SoCal is experts in helping consumers just like you get rid of unwanted and unneeded PMI insurance.
Challenging Orange county's assessment of your property
Your local tax assessor may have your house overvalued if you live in an area that is going down or is not appreciating as much as other houses close by. That means you are paying more taxes than you should. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Premier Appraisal of SoCal is your perfect weapon.
Recently got a freeze your HELOC?
Your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow point of view. Premier Appraisal of SoCal can help you reinstate your home equity line of credit with efficient appraisal.
We Provide Field and Desktop Appraisal Review Services
Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you need a veteran appraiser to double-check your appraisal for accuracy? An appraiser from Premier Appraisal of SoCal can go out and check the subject and comps in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Premier Appraisal of SoCal can help with that too. While usually requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your property.